“Implementation of Bank Sanctions and Repressive Legal Remedies in Resolving Non-Performing Loans Resulting from the Misuse of People’s Business Credit (KUR) by Debtors in Indonesia” (2026) JIHAD : Jurnal Ilmu Hukum dan Administrasi, 8(3), pp. 968–975. doi:10.58258/b4s6hf54.