Responsibility of the Indonesia Deposit Insurance Corporation in Protecting Customer Funds Due to Bank Failure

Authors

  • Aminullah Aminullah Mandalika University of Education, Mataram

DOI:

https://doi.org/10.58258/j2rb6z82

Abstract

The Indonesia Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) was established by the Government to guarantee the deposits of depositors, maintain the stability of the banking system in accordance with its authority, protect depositor funds, and resolve or handle failed banks. The responsibility of LPS as a guarantor is to pay guarantee claims for the deposits of customers of banks whose business licenses have been revoked and to appoint a liquidation team to settle the assets and liabilities of those banks. LPS also actively maintains the stability of the banking system through rescue or recovery efforts for failed banks, both those without systemic impact and those with systemic impact. In rescuing failed banks, LPS has several authorities, including taking over and exercising all rights and powers of shareholders, including the General Meeting of Shareholders (GMS); controlling, managing, selling, or transferring bank assets; conducting temporary capital participation; and transferring management to other parties

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Published

2026-06-23

Issue

Vol. 11 No. 2 (2026): JUPE : Jurnal Pendidikan Mandala (Juni)

Section

Articles

License

Copyright (c) 2026 Aminullah Aminullah

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Publication Ethics

This scientific code of ethics statement is a code of ethics statement for all parties involved in the publication process of scientific journals, namely managers, editors, reviewers, and authors. The statement of the ethical code of scientific publications is based on the Head Regulation of LIPI Number 5 of 2014 concerning the Code of Ethics for Scientific Publication, which in essence is the Code of Ethics for Scientific Publication which essentially upholds the three ethical values in publication, namely

  1. Neutrality, which is free from conflicts of interest in the management of publications;
  2. Justice, namely to give authorship rights to those who are entitled as authors / writers; and
  3. Honesty, which is free from duplication, fabrication, falsification, and plagiarism (DF2P) in publications.

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Tugas dan Tanggung Jawab Peninjau

  1. Memberikan umpan balik tertulis yang objektif dan tidak bias tentang nilai beasiswa dan kontribusi naskah terhadap pengembangan ilmu pengetahuan;
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  1. Menyiapkan situs web jurnal;
  2. Konfigurasikan opsi sistem dan kelola akun pengguna;
  3. Daftar untuk editor, pengulas, dan penulis;
  4. Kelola fitur jurnal;
  5. Melihat statistik laporan; dan
  6. Unggah/terbitkan makalah yang sudah diterima.

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How to Cite

Responsibility of the Indonesia Deposit Insurance Corporation in Protecting Customer Funds Due to Bank Failure. (2026). JUPE : Jurnal Pendidikan Mandala, 11(2), 327-333. https://doi.org/10.58258/j2rb6z82